Aged Care
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F Palmer & ME Palmer
Trading as Joseph Palmer & Sons
AFS Licence 247067 · ABN 29 548 490 818

Aged Care

Introduction

Moving family members into permanent aged care is a difficult and emotional experience. This is because the options and regulations are complex and the need for care often arrives with little warning. Even once the aged care home has been selected, a host of confusing issues arises including negotiation of the accommodation deposit and funding, daily and extra service fees, means tested fees, selling or retaining the family home and dealing with Centrelink. Appropriate structuring can minimise fees and maximise entitlements, whilst inappropriate structuring may result in thousands of dollars in additional ongoing costs. Compounding the stress is the brief time in which to make all these decisions for your loved ones.

Who To Contact

Whilst Joseph Palmer & Sons no longer provide aged care advice directly, we have a long association with specialists in this area who can assist you through the process.

As the managing director of Joseph Palmer & Sons (VIC), Rodney Horin and his team have been providing aged care services in Melbourne and other regions since 2011. Rodney and his son Michael, are now providing aged care advice via their new company, Clarity Aged Care Advisors.

Ron Stephens was a long-term employee and authorised representative of Joseph Palmer & Sons and is well-known to many of our Sydney clients. Ron still provides contracting services to the Sydney office and can be contacted on 02 8224 3324 or 0413 641 073. Click here for Ron's details.


Services Offered

Aged Care Services provided independently by Ron Stephens or Clarity Aged Care Advisors include:

  • Assistance with sourcing appropriate accommodation
  • Negotiating the refundable accommodation deposit (RAD) and other accommodation terms
  • Providing information regarding entry costs and payment options so clients can determine the optimal mix between the RAD, daily accommodation payment (DAP) and other aged care fees
  • Provide calculations on selling/retaining the family home to assist clients in deciding on how to pay aged care fees
  • Consideration of impacts on pension payments
  • Minimising aged care fees/ maximising entitlements
  • Completion of Centrelink paperwork


Further Information

We suggest you contact Rodney or Ron for a no-obligation discussion about how they can help simplify the transition to aged care and guide you through the financially complex process.