Most kinds of markets are dynamic by their very nature; they are invariably home to desire, hope, and the high expectations of things to come. Stock markets reflect these characteristics in extremis and many an incautious investor has been on the wrong side of a trade. Yet, complex as, for example, the Australian Securities Exchange is, with the right guidance, positive outcomes will be the result.

One of Warren Buffett's sagest observations was that 'diversification is insurance against ignorance'. We agree.

While we can live safely with our inability to interpret in most scenarios, there is one area of activity where ignorance is not bliss: the world of finance.