‘Would You Mind Explaining That?’ 
Asked Damien who recalled that the last time he’d faced ratios was at school and in his first year at university.

There has been more uncertainty and trepidation in the last two years than any period in recent times, caused by the COVID-19 pandemic and all the associated health, social and economic implications. Yet investment markets performed remarkably well during most of this time, seemingly favouring the longer-term growth potential, bolstered by aggressive stimulatory actions, over the shorter-term issues.

Initial 'New Investor' Steps 
Patient understanding and sound knowledge conveyed from investment manager to client underpins good relationships, and above all, chance is never an acceptable alternative for intelligent choice.